Real Estate Professionals

Robust. Affordable. Reliable.

The right coverage for you.

Our Professional Liability Insurance, also referred to as Errors & Omissions Insurance, is a perfect fit to protect you against the inevitable risk you experience with your profession.

Since 1979, Pearl has been one of the nation's leading providers of Errors & Omissions Insurance. In fact, we were among the first to offer a truly successful professional liability program customized for the unique needs of real estate professionals.

Get An Estimate!

Get a no-obligation premium estimate for E&O insurance that includes Pearl's exclusive risk management program to prevent claims in the first place.

This short video discusses the advantages of obtaining Errors & Omissions Insurance and just how valuable this coverage can be to real estate professionals.

Get a Quote

Your time is valuable and Pearl Insurance is here to help you streamline the complicated process of buying coverage to save you time and money. We provide several ways to obtain a quote depending on your current need. Choose the option that best suits your situation below and get started now.

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Simply register, answer five short questions, and then view your quote.* You even have the option of paying and binding online.

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We can help! All we need from you is some basic information and then we will contact you with a quote. Start your premium estimate below.


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No problem. Complete this quick form and we will contact you prior to the expiration date of your current policy to discuss your options.


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  • Agent-Owned Residential Property: No waiting period applies!
  • Lockbox coverage to full policy limits (all types of lockboxes are covered; no deductible applies to this benefit)
  • 50% deductible reduction for claims resolved within one year (limit $5,000 per policy period; applies to defense and damages)
  • Subpoena Assistance: No-cost legal assistance—$30,000 per policy period—for when you are not party to the claim
  • Public Relations Advisory Services provide up to $15,000 in coverage per qualifying event (limit $50,000 per policy period)
  • Automatic Fair Housing Discrimination sub-limit of $250,000 that provides defense and damages (up to $1,000,000 available)

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Risk Management

Whether you are a member of a large office or have your own business, managing your risks in a complex business world is an important aspect of every day operations. Pearl Insurance offers exclusive risk management material, ranging from videos to real life scenarios, to our E&O Insurance policyholders.

View Risk Management Material »