Real Estate Professionals

Robust. Affordable. Reliable.

The right coverage for you.

Our Professional Liability Insurance, also referred to as Errors & Omissions Insurance, is a perfect fit to protect you against the inevitable risk you experience with your profession.

Since 1979, Pearl has been one of the nation's leading providers of Errors & Omissions Insurance. In fact, we were among the first to offer a truly successful professional liability program customized for the unique needs of real estate professionals.

Get An Estimate!

Get a no-obligation premium estimate for E&O insurance that includes Pearl's exclusive risk management program to prevent claims in the first place.

This short video discusses the advantages of obtaining Errors & Omissions Insurance and just how valuable this coverage can be to real estate professionals.

A Guide for New Business Owners

Starting a new business can be overwhelming. But at Pearl Insurance, we’re dedicated to helping you through the process. With our coverage guide, you’ll receive the direction you need to secure the right insurance for your journey as a new business owner.


View Policy Features

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E&O Insurance from Pearl Insurance may include following features:

Here are some key features of E&O coverage from Pearl Insurance:

  • Environmental coverage inclusive of "failure of giving advice"
  • Mold endorsement: A critical option with limits beginning at $100,000
  • Instant coverage immediately provided after application for agent's properties
  • Deductible reduction provided: Reduction is made for defense and damages when claims are closed in not more than 12 months
  • Open and Lockable House Property Damage Coverage: Applicable up to full policy limits
  • Fair Housing Discrimination Coverage (for both damages and defense)
  • Other supplementary coverage (payments made in addition to policy's limits liability and no deductible applied)

Don't make the mistake of leaving your business vulnerable to claims of omission or negligence. There are numerous reasons to obtain E&O coverage for your real estate company:

  1. Many clients require professionals with E&O insurance as a condition of working together
  2. Contracts only go so far in protecting professionals from potential lawsuits
  3. Clients don't hesitate in taking legal action if they feel the services don't meet expectations
  4. Defense costs can be very expensive even for frivolous cases
  5. Quality liability insurance programs help protect your financial security in a cost-effective manner

If you have questions about obtaining E&O insurance for your business, no matter how big or small, please contact Pearl Insurance today.

Risk Management

Whether you are a member of a large office or have your own business, managing your risks in a complex business world is an important aspect of every day operations. Pearl Insurance offers exclusive risk management material, ranging from videos to real life scenarios, to our E&O Insurance policyholders.

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