SkySlope Errors & Omissions Insurance

Welcome to Pearl's Real Estate E&O site exclusively for SkySlope members.

Pearl Insurance and their E&O underwriting partner, XL Group, have collaborated with SkySlope to provide its clients with our comprehensive national Real Estate Errors & Omissions (E&O) program. As a SkySlope client and user of its transaction management platform, you’ll be considered for an additional premium credit for Pearl’s E&O policy.

Request Your Renewal Reminder

Let us know when your current policy expires and we will remind you when it’s time for you to purchase your new Professional Liability Insurance.

Pearl's E&O Program is one of the most comprehensive in the market today. It is underwritten by one of the nation's leading insurers, the XL Insurance companies (through Greenwich Insurance Company and Indian Harbor Insurance Company), rated "A" (excellent) by A.M. Best.

All organizations involved have a reputation as premier providers of real estate services, which is why we formed this partnership. We also recognize that consistent use of risk mitigation tools such as transaction management systems can provide a real estate firm with the necessary tools to reduce risk or minimize exposure.


  • Agent-Owned Residential Property: No waiting period applies!
  • Lockbox coverage to full policy limits (all types of lockboxes are covered; no deductible applies to this benefit)
  • 50% deductible reduction for claims resolved within one year (limit $5,000 per policy period; applies to defense and damages)
  • Subpoena Assistance: No-cost legal assistance—$30,000 per policy period—for when you are not party to the claim.
  • Public Relations Advisory Services provide up to $15,000 in coverage per qualifying event (limit $50,000 per policy period)
  • Automatic Fair Housing Discrimination sub-limit of $250,000 that provides defense and damages (up to $1,000,000 available)
  • $15,000 included for Regulatory Complaints with a $30,000 aggregate per policy period
  • Network & Privacy: Protection if private client information is lost or stolen—a $25,000 sub-limit built into the policy!
  • Not-for-Profit D&O: Directors & Officers (D&O) Liability Insurance protection for not-for-profit activities—exclusive to Pearl Insurance!
  • Open House Property Damage Coverage Option: Up to full policy limits.
  • Environmental Failure to Advise up to full policy limits (includes pollutants, asbestos, lead, and radon)
  • Consent to Settle
  • Attorney Selection by the Insurance Company or by the Insured with written consent
  • Innocent Partner Protection included for fraud and late reporting
  • Personal Injury
  • And so many more policy benefits—

Find Out More »