Real Estate Professionals E&O Insurance:


Get An Estimate!

Get a no-obligation premium estimate for E&O insurance that includes Pearl's exclusive risk management program to prevent claims in the first place.

Welcome, WAR Members!

Contracts only go so far to protect real estate professionals from potential lawsuits. And often, clients don't hesitate to take legal action if services don't meet their expectations.

When you’re working in the real estate industry, you need protection against the professional risks you face every day.

Whether you are a million-dollar firm in Seattle or a small family-owned company in Spokane, when you work in Washington real estate, you must have errors & omissions insurance. Yet, understanding this insurance can be difficult.

Pearl Insurance wants to help ensure that Washington real estate companies have the right coverage to protect themselves and their agents. Whether you serve homeowners in Tacoma, Vancouver, Bellevue, or some other city in the Evergreen State, your need for protection remains the same.

Washington Real Estate E&O Insurance Coverage

Pearl Insurance offers comprehensive E&O Insurance coverage, which includes benefits such as:

  • Assistance for legal concerns: Each policy includes $30,000 of subpoena assistance
  • Early claims deductible reduction: Claims closed within 12 months for defense and damages can earn reduced deductible
  • Three-year extended reporting: Death, disability, and retirement claims can be extended for three years
  • Coverage for mold endorsement: $100,000 or more in mold protection
  • Loss mitigation credits: Protection against short-sale concerns
  • Property damage coverage for open houses: Protection if a property is damaged while hosting an open house
  • Coverage for privacy claims: Protect yourself if private files are stolen from your digital network
  • Expense reimbursement: Compensation for lost work time when facing a trial, hearing or arbitration against an insured type of legal case

Helping Real Estate Clients Reduce Risk in Washington

Whether you are serving Seattle CEOs or Tacoma single-family homeowners, your clients expect you to provide attention to detail for each transaction you perform. Yet even when you do your due diligence, mistakes and emergencies can still occur. You may also face litigation from clients who will sue at the slightest supposed infraction. That is why you need coverage to reduce your risk, and it is also why we offer risk management support to help lower that risk even more.

For over 35 years, Pearl Insurance has helped real estate companies with comprehensive E&O insurance. Our goal is to continue to assist Washington real estate firms through our extensive experience. Our experience empowers us to help our clients lessen the risks they face. A legal claim can bring total financial devastation without the right protection, and we are here to ensure that doesn't happen.

Risk management goes beyond insurance coverage, and Pearl Insurance wants to provide the right strategies to protect your real estate firm. Contact us today to learn more about coverage and risk management options to protect your Washington real estate firm.

Instant Quote

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Business Applications

New Business Application

Fillable PDF document for new clients who would like to place their E&O Insurance with Pearl Insurance.

Renewal Application

Returning clients who would like to continue their E&O Insurance with Pearl Insurance.

Supplemental Applications

XL Claim Form

To file a claim, download this form and fax it to 1.866.817.9009.

Ownership Interest Supplemental Application

Supplemental coverage for firms that list/sell properties that are developed or constructed by a separate business entity owned by the firm, any of its agents, or an immediate family member.

Ownership Interest Supplement

Business Brokerage Supplemental Application

Supplemental coverage for the sale of business opportunities.

Business Brokerage Supplement

Other Real Estate Services Supplemental Application

Supplemental coverage for other real estate services not normally covered under the main policy such as real estate appraisals, real estate auctioning, mortgage brokerage, and property management.

*Click here to take our Qualification Questionnaire to see if you are eligible for an Instant Quote policy. Please refer to your policy language for a description of terms, coverages, amounts, conditions, limitations, and exclusions.

** By purchasing this insurance coverage, you become a member of the Real Estate Professionals Risk Purchasing Group Association (REPRPGA). The $75 membership fee entitles you to the following benefits: Risk Manager - A newsletter providing timely information regarding actual claims, discussions on coverage, and risk, Toll Free Claims Helpline - Staffed by claim personnel with years of Real Estate Errors & Omissions experience, Website Access to Pearl's Risk Reduction Library - Includes risk management tools (i.e. Risk Manager by topic).